Cookie & Tracking Policy

Cookies are small text files stored on your device when you visit websites. At zenorithavonquelo, we use various tracking technologies to understand how you interact with our financial planning tools and to improve your experience managing your financial goals.

These technologies help us remember your preferences, analyze which features are most helpful for our users, and ensure our platform works smoothly across different devices. Think of them as digital breadcrumbs that help us make your next visit more personalized and efficient.

When you allow tracking, zenorithavonquelo can provide a more personalized financial planning experience. For example, we might notice that users who set up emergency fund goals tend to also create debt reduction plans, so we can suggest this combination to new users.

Analytics help us identify patterns in successful goal achievement. If data shows that people who check their progress weekly are more likely to reach their targets, we can send gentle reminders to help you stay on track.

Performance tracking ensures that when you're entering sensitive financial information, the platform responds quickly and reliably. Nobody wants to deal with slow loading times when they're trying to manage their money.

We also use tracking data to develop new features that address real user needs. Last year, usage patterns showed us that many people were manually calculating debt payoff scenarios, which led to our automated debt snowball calculator.

Different types of cookies have different lifespans. Session cookies disappear when you close your browser, while persistent cookies might last anywhere from a few days to two years, depending on their purpose.

Analytics data is typically aggregated and anonymized within 90 days. This means we keep the insights about how features are used, but not the connection to individual users. Marketing cookies usually expire after 30 days and need to be refreshed.

You can delete existing cookies at any time through your browser settings, and your choice to reject non-essential cookies will be remembered for future visits to zenorithavonquelo. We respect your privacy preferences and make it easy to change your mind whenever you want.

If you have questions about specific tracking practices or want to know more about what data we collect, our privacy team is available to provide detailed information about zenorithavonquelo's data handling practices.